One infrastructure for the entire last mile
IPAY On-Arrival replaces three legacy payment methods at once — digital cash-on-delivery, debt-free BNPL alternative, and safer prepaid.
IPAY On-Arrival replaces three legacy payment methods simultaneously
Digital cash-on-delivery replacement
No cash, no failed deliveries. Consumer scans QR, pays digitally, gets OTP for parcel release.
Debt-free alternative to BNPL
No Klarna debt, no collections, no credit-score impact. Consumer pays on arrival — from their own wallet, not on credit.
Safer than prepaid
No upfront payment for a parcel that might be damaged / wrong / counterfeit. Money stays safe until the parcel is physically in hand.
One platform, four audiences
Reduce chargebacks · boost conversion · win debt-averse customers
- Reduce chargebacks to <0.3% — funds released only on physical receipt
- Boost conversion by 12-18% in segments rejecting BNPL/prepaid
- Plug-and-play integration in 5 minutes — Shopify · WooCommerce · Magento · bol.com · 12+ shops
- Fixed fee-per-order model — no variable PSP %; transparent and predictable
Pay only when your parcel is physically in your hands · no debt · loyalty points · wallet · deals
- Safe — courier never sees your OTP, you generate it yourself
- Fair — returning? Money back to your wallet instantly
- Loyalty — earn points · get deals · save credit
- Multi-language — 18 languages including Dutch, English, German, French, Italian, Spanish, Portuguese, Polish, Danish, Swedish, Finnish, Hungarian, Czech, Turkish, Vietnamese, Thai, Simplified Chinese, Traditional Chinese (Hong Kong)
Fewer returns · fewer failed deliveries · more successful first attempts
- OTP release verified server-side — no cash, no fraud risk to courier
- Real-time tracking — IPAY pushes status updates via webhook to your WMS
- Carrier statement reconciliation — automated line-by-line compare against your invoices, with PDF + email dispute flow
- OTP flow integrated with UPS · DHL · PostNL · DPD · InPost · Allegro One Box · locker partners
Pay-on-arrival solution for EU + Asia · plug-in available for 15+ marketplaces
- Lazada · TikTok Shop · Amazon NL/DE/FR/IT/ES · Shopee · Temu · AliExpress · Vinted · Cdiscount · Empik · Kaufland · Shein — connector code ready
- EU + APAC coverage — Netherlands · Belgium · Germany · France · Italy · Spain · Portugal · Poland · Denmark · Sweden · Finland · Hungary · Czech Republic · Turkey · Vietnam · Thailand · Malaysia · Singapore · Philippines · Indonesia · Hong Kong
- Master database (MongoDB Atlas) — no vendor lock-in, you own your data
Production-grade, integration-rich
30+ integrations
Shopify · WooCommerce · PrestaShop · Magento · Shopware · BigCommerce · Lightspeed · bol.com · Picqer · Odoo · OpenCart · nopCommerce · Sendcloud · UPS · DHL · PostNL · DPD · InPost · Allegro One Box · Lazada · TikTok · Amazon · Shopee · Temu · AliExpress · Vinted · Cdiscount · Empik · Kaufland · Shein.
Multi-PSP routing
Stripe (live) · MultiSafepay (sandbox live · 16 payment methods) · Mollie · PayPal · Adyen · 2C2P (Asia). Smart routing automatically picks the right PSP per country/method/volume.
Granular RBAC
32 resources × 6 actions × 3 data scopes (full/aggregated/none). 4 system roles auto-seeded (Operator · CFO Approver · Finance Analyst · Carrier Ops). Multi-role per user.
Internal Controls & compliance
30 daily controls · CFO approval flow · audit trail · GDPR · PSD2 · Resend digest to CFO at 06:00 UTC.
Real-time analytics
Mission Control dashboard with Hot Sources Map · Global Routing Matrix · settlement reconciliation · carrier statement aging report.
18 languages supported
Fully translated UI in Dutch, English, German, French, Italian, Spanish, Portuguese, Polish, Danish, Swedish, Finnish, Hungarian, Czech, Turkish, Vietnamese, Thai, Simplified Chinese, and Traditional Chinese (Hong Kong). Auto-detect + manual override.
Languages
Countries
Live PSPs & wallets
Carrier partners
Start now
Browse the API
Full REST API · 700+ endpoints · OpenAPI + Postman collection
Request a demo
30-min walkthrough with Bryan — see consumer app + merchant portal live
Help center
FAQ · troubleshooting · AI assistant (powered by Claude Sonnet 4.5)
Developer docs
Per-integration setup guides · webhook directory · OpenAPI / Swagger